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About UsAmerican Mortgage Associates, Inc. (AMA) is an Arkansas owned and operated retail mortgage banking firm, dedicated to helping Americans from every demographic and financial profile achieve the dream of homeownership. The company is owned and operated by three lifelong friends and business associates, native to Arkansas. The Company's corporate offices and the Fayetteville loan center are located in the historic "Fayetteville Square" at the center of town, near the University of Arkansas' main campus. AMA has lending centers statewide, and also lends within the state of Oklahoma. Similar to a bank, and unlike a mortgage broker, AMA lends its own money and markets its loans directly to its investors. With that, AMA is able to lend to a more diverse clientele than either traditional banks, mortgage brokers, or finance companies. We serve clients with perfect credit and financial standings, and those whose credit and/or qualifications have some problems. Many of our loans require no down payment, even for those with no credit at all. That's AMA's commitment to the Mid-South! Putting Customers FirstWe pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Lower Mortgage Costs Through Cutting-edge Mortgage Origination TechnologyOur customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms. Highest Quality Mortgage ServicesFrom mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services. Meeting Every ChallengeWe rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs. 
We lend in the following states: Arkansas, Oklahoma, Missouri
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